Jack Andrews (Val Kilmer), a seedy private detective is hired by Fay Forrester (Joanne Whalley-Kilmer), to help her fake her own death in a clever scheme to escape from her mob pursuers, whom she double-crossed stealing money she had been sent to pick up, and are now intent on killing her. There then ensues a series of complicated plot-twists, double-crosses and surprises as Fay and Jack race each other to escape the mobsters, who have found them, and to get the money before the other does.
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